Wei Zhou, CEO of Coins.ph, is leveraging regulated stablecoin rails and a transition to B2B financial infrastructure to lower remittance costs, expand cross-border dollar access, and drive financial inclusion across the Philippines and global markets by building a seamless path from digital wallets to credit and investment services. Coins.ph Chief Executive Officer Wei Zhou is betting that regulated stablecoin rails can lower the cost of remittances, widen access to dollars and bring millions of underbanked users into the financial system. When Wei Zhou tried to move his own savings from Asia to the United States to buy a family home, he ran into the same problem faced by millions of cross-border workers and families: the traditional financial system was slow, expensive and difficult to navigate. “That whole process just took like a month and a half,” he recalls. “I thought to myself there’s got to be a better way of getting things done.” Eventually, he turned to Bitcoin. For Zhou, it was a revelation. Bitcoin stopped being an abstract technology or speculative trade. It became a working alternative to a system that had failed him when he needed it most.
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